Independent • Veteran-owned • Built around people
Our Story
Built to serve. Prepared to protect.
All Assured Solutions is a veteran-owned, independent insurance and risk management agency serving business owners, families, and individuals in Virginia, Maryland, Washington, DC and North Carolina.
Why we exist
Insurance is only one piece of protection.
Families and business owners rarely experience risk in neat categories. A property loss can interrupt income. A cyber event can create legal problems. An employee benefit can influence retention. A life change can reshape an entire financial plan.
That is why we begin with discovery and a Risk Assessment. We look for the connections, identify the gaps and help clients prioritize practical solutions.
Helping More People. More Often. In More Ways.
This is not decoration on a wall. It is the standard behind how we serve: listen first, explain clearly, coordinate protection and remain accessible when life or business changes.
Our founder
Dial Douglas Burum II
Founder & CEO • U.S. Army Veteran • Community Leader
Military service taught Dial that preparation matters, details matter and people depend on you to do what you said you would do. Those lessons became the foundation of All Assured Solutions.
After seeing families and business owners handed confusing policies without enough explanation, Dial built an independent agency centered on listening first, educating clearly and helping clients understand how separate risks connect.
Meet Our TeamService Beyond Insurance
Dial and the agency remain involved in organizations that support veterans and first responders, mentor young people, strengthen local businesses and build a more connected community.
Recognized Community Service
Veteran-Owned Business of the Year and Virginia Vetrepreneur of the Year recognition reflect the agency’s commitment to veteran leadership, entrepreneurship and community service.
How we help
One agency. Four clear signposts.
Risk Assessment
Your starting point: a conversation about your responsibilities, current protection and potential gaps.
Start Your Free Risk AssessmentSeven Shields of Protection™
Our framework for reviewing Property, Liability, Income, People, Digital, Legal and Legacy. These are connected areas of risk—not seven separate policies.
Explore the FrameworkComplete Protection Solutions
Coordinated guidance that helps you consider business, family and employee protection together. It is an approach to planning, not a single policy.
Explore Coordinated GuidanceGet Covered on Your Own
Direct online applications and enrollment for eligible insurance, bonds and memberships when you already know what you need.
Explore Online OptionsWhat we do
We help clients identify overlooked coverage gaps, understand their options, and make informed decisions about protecting what matters most. Our approach starts with a conversation and a personalized risk assessment based on your needs, goals, and budget.
As an independent agency, we work with multiple insurance carriers to find practical solutions for your circumstances.
Business insurance and risk assessments
Protection for contractors, restaurants, retailers, professional services, and other small and mid-size businesses.
Personal and family coverage reviews
Help evaluating protection for your home, vehicles, income, and loved ones.
Employee benefits planning
Group coverage and benefits options that help businesses support and retain their teams.
Specialty coverage
Solutions for unique risks and businesses with hard-to-place insurance needs.
Workers’ compensation
Guidance for Virginia contractors, trades, and other employers.
Commercial coverage
General liability, commercial property, commercial auto, professional liability, cyber insurance, and directors and officers coverage.
We serve HVAC, plumbing, electrical, and general contractors; restaurant and food service operators; retailers; professional service businesses; families; and organizations seeking independent insurance guidance.
Our foundation
Service, responsibility and straight answers.
Veteran-owned
Our founder, Dial Douglas Burum II, brings an Army veteran’s commitment to preparation, service and responsibility into the agency’s work.
Independent
We are not limited to one carrier or one type of solution. We evaluate needs and pursue appropriate options across a broad marketplace.
Community-minded
We believe strong businesses, protected families and engaged local leadership build stronger communities.
Seven Shields of Protection™
A framework for seeing the whole risk picture.
Property
The places, vehicles, equipment and belongings you depend on.
Liability
The financial consequences when someone alleges harm or loss.
Income
The cash flow and earning ability that keep life and business moving.
People
Employees, family members and the relationships at the heart of every plan.
Digital
Data, systems, identity and technology-related exposure.
Legal
Access, contracts and responsibilities that can become costly without guidance.
Legacy
The people, plans and purpose your work is meant to protect beyond today.
One coordinated view
Each shield supports the others. The goal is not more policies—it is fewer dangerous gaps.
Who we serve
Businesses, families and teams navigating real change.
Business owners
Commercial insurance, risk management, specialty protection and continuity planning.
Individuals & families
Personal insurance, life, health, legal, identity and legacy protection.
Employers & teams
Employee benefits and workforce solutions designed to support attraction, protection and retention.
What working with us looks like
A relationship built beyond the transaction.
1. Listen
We learn what matters, what changed and what keeps you up at night.
2. Assess
We identify exposures, existing strengths and protection gaps.
3. Solve
We explain practical options and help you make an informed decision.
4. Stay
We support onboarding, service, annual reviews and future changes.
Questions we help answer
- Where could my current insurance leave me exposed?
- What should I prepare before a risk assessment?
- What workers’ compensation questions should Virginia contractors ask?
- What coverage gaps do restaurant owners commonly overlook?
- How does an independent insurance agency differ from a captive agency?
- How can I coordinate business, family, and employee protection?
We listen first, assess your risks, explain your options in plain language, and help you select appropriate protection. As your needs change, we help you review your coverage and consider adjustments.
Frequently asked questions
What does All Assured Solutions do?
All Assured Solutions is a veteran-owned, independent insurance and risk management agency. We help businesses, families, and individuals assess risks, identify overlooked coverage gaps, and consider practical protection options.
Who does All Assured Solutions serve?
We serve business owners, families, and individuals in Virginia, Maryland, Washington, DC and North Carolina, including contractors, restaurants, retailers, professional service businesses, and employers seeking employee benefits.
How does an independent agency differ from a captive agency?
An independent agency works with multiple insurance carriers. A captive agency generally represents one insurer. All Assured Solutions evaluates your needs and considers options from multiple carriers.
What happens during a risk assessment?
We start with a conversation about your needs, goals, budget, current protection, and changes in your life or business. We identify potential exposures and coverage gaps, explain available options, and help you prioritize next steps.
Your next chapter deserves a strong foundation.
Let’s find the gaps and build the right protection around them.
Coverage availability, eligibility, terms and costs vary by carrier, product, state and individual circumstances.
Practical insurance guides
Use these guides to identify coverage gaps and prepare for your next risk assessment.