Cyber Risk & Insurance Solutions
Cyber insurance and risk assessment help a business prepare for the financial consequences of data breaches, ransomware and other covered cyber incidents. All Assured Solutions reviews insurance needs and coverage gaps for Mid-Atlantic businesses that rely on technology or handle sensitive information.
Start with the information and systems you depend on
We review the data you collect, the systems that keep the business running, your use of outside technology providers and contractual insurance requirements. A small business can face meaningful recovery costs even when it does not operate a large IT department.
Compare incident response and liability protection
Depending on the policy, cyber coverage may address forensic investigation, breach notification, legal response, certain liability claims, cyber extortion and interruption of operations. Social engineering, fraudulent transfers, dependent business interruption and other exposures require a specific review of conditions and sublimits. No policy covers every cyber event.
Coordinate insurance with your technology provider
Our role is insurance consulting and risk assessment. Technical monitoring, system remediation and security implementation belong with your qualified IT or cybersecurity provider. We help identify insurance questions around backups, multifactor authentication, employee training, payment verification and incident planning so the proposal reflects your operations.
Prepare before an application or incident
Bring current policies, cyber applications, data and system information, claims history, vendor contracts and details of security controls. Confirm who should be contacted after an incident and what the policy requires before hiring response firms or incurring expenses. Prompt reporting can matter.
Close the gaps before an incident happens
We compare available insurance solutions and explain limits, exclusions, retentions and response arrangements. The goal is a coordinated plan that connects financial protection, operational preparation and the people responsible for recovery.
Related business protection
Start with a risk assessment
All Assured Solutions is a veteran-owned independent insurance and risk management agency serving Virginia, Maryland and Washington DC. We put your needs first and review how separate coverages work together.
Coverage, eligibility, availability and terms vary by carrier, policy and circumstances. This educational information is not a binder or guarantee of coverage. Review the policy and endorsements for exact terms.