Meet the Team Who Protects What You’ve Worked Hard For
Our team is united by a mission to deliver more than just insurance we deliver assurance. Built on a foundation of service, expertise, and integrity, we are your single partner for total protection.
Dial Douglas Burum II
Licensed Insurance Agent, U.S. Army Veteran
Dial Douglas Burum II is a licensed insurance agent and proud U.S. Army veteran who embodies a simple yet powerful mission: to serve God, family, community, and country. His military service instilled the values of discipline, leadership, and adaptability, which he applies to his work every day.
As a resident of Prince William County since 1990, Dial has dedicated himself to giving back to his community. Service isn’t just what he does—it’s who he is. This commitment to service led to the founding of All Assured Solutions, a Veteran-owned insurance agency built on the foundation of trust, education, and integrity.
Dial understands that navigating life’s intricate choices can be overwhelming. He is committed to simplifying the process for his clients, empowering them to make informed decisions that lead to extraordinary opportunities.
Dial’s commitment to client success positions him as a trusted guide, ensuring that every client feels supported and informed as they navigate their insurance journey.


Ryan Livergood
Based in Northern Virginia since 2019, Ryan Livergood is a dedicated independent agent on a mission to empower individuals and entrepreneurs. He specializes in helping clients leverage life insurance and financial tools to protect their future and gain control over their time and money.
Ryan understands that financial uncertainty can be overwhelming. That’s why he focuses on providing personalized strategies and knowledge that break through confusion and provide clarity. His goal is to help clients build stable, purpose-driven futures that align with their values and aspirations.
Ryan’s commitment to client success positions him as a trusted guide, ensuring that every client feels supported and informed as they navigate their financial journey.

Kimberly Grandy
With over 20 years of experience in Human Resources, Kimberly Grandy is dedicated to helping small business owners secure affordable, comprehensive health coverage. Her unique perspective on health insurance stems from firsthand insight into the challenges and opportunities small business owners face, from employee benefits to overall cost management.
Kimberly understands that navigating health insurance can be overwhelming, and she is passionate about simplifying the process for her clients. By providing tailored solutions, she empowers small business owners to focus on what matters most—running their business and taking care of their families.
Kimberly’s commitment to client success positions her as a trusted guide, ensuring that every client feels supported and informed as they navigate their health insurance journey.

Maurice
Based in Northern Virginia, Maurice brings over two decades of dedicated service in the U.S. Army, including both active duty and reserves. He is licensed in 28 states for Property & Casualty, Life, Health, and Annuities, and has established himself as a top producer in both personal and commercial insurance.
Maurice understands that navigating insurance options can be overwhelming. With more than 15 years of experience in sales, management, customer service, and teaching, he takes a hands-on approach to ensure every client feels supported and informed. He is known for his ability to listen attentively, solve problems efficiently, and deliver exceptional service.
Maurice’s commitment to client success positions him as a trusted guide, ensuring that every client feels supported and informed as they navigate their insurance journey.

Joachim de Luna
Based in the Philippines, Joachim de Luna (Joa) is dedicated to helping clients feel understood and valued. With over a decade of experience in sales and customer service, he has mastered the art of connecting deeply with customers, going beyond their needs to understand their motivations.
At All Assured Solutions, Joa is committed to fostering genuine connections rather than transactional exchanges. Unlike the traditional “numbers game” approach to lead generation, he focuses on precision and personalization, ensuring that each outreach message resonates with clients and makes them feel seen and heard.
Joa’s expertise extends beyond customer-facing interactions. He is actively involved in back-end operations, ensuring that every stage of the process—from initial contact to delivery—is seamless, efficient, and customer-focused.

Yunbae Cabardo
Yunbae Cabardo is a dedicated professional who thrives on exploring new ideas and finding smarter ways to enhance the customer experience. Tech-savvy and self-driven, she takes a hands-on approach to sales and customer service, ensuring a smooth and positive experience for clients and team members alike.
With a background as a virtual assistant, Yunbae has built a solid foundation in administrative support, cold calling, time management, and problem-solving. She excels in fast-paced environments, maintaining organization while juggling multiple tasks to meet client needs effectively.
Her diverse experience in administration, sales, technology, and marketing enables her to adapt quickly and communicate effectively across different teams and industries. Whether she’s connecting with clients, managing follow-ups, or helping close a sale, Yunbae brings consistency, efficiency, and a collaborative mindset to everything she does.
Outside of work, Yunbae enjoys crafts, DIY projects, reading, and learning about different cultures. Traveling inspires her curiosity and helps her connect with people from all walks of life, enriching her ability to serve clients even further.

Janessa Buscato
Based in the Philippines, Janessa Buscato is a graduate with a Bachelor of Science in Psychology, which equips her with a unique understanding of how businesses operate and how to communicate effectively with clients and team members. Her empathetic approach allows her to uncover what people truly need, providing tailored support with clarity and intention.
As a social media manager and website creator (thanks to her learning experience with All Assured Solutions), Janessa is dedicated to helping the team grow and serve clients better. Her diverse skill set as a virtual assistant ensures that she can adapt to various tasks and challenges, always with the client’s best interests in mind.
Janessa’s blend of creativity, strategic thinking, and people-centered approach adds significant value to every project she undertakes. She is committed to ensuring that her work contributes to the company’s vision and success, enhancing the overall client experience.

Chris Phillips
As a Medicare specialist based in Washington, D.C., Chris Phillips is dedicated to empowering seniors in his community. With over seven years of experience, he understands that navigating Medicare can be overwhelming, and he’s here to help.
Chris is committed to ensuring seniors have access to the right Medicare plan. He is licensed in Virginia, Maryland, D.C., and West Virginia, and he takes pride in educating clients about their options and providing personalized support.
Chris believes that effective Medicare advocates must have vision, commitment, and a strong customer focus in everything they do. That’s why he finds the most rewarding part of his work is meeting and interacting with seniors in his community. “The opportunity to educate and provide a service to our seniors is very gratifying!”

Marketa Zmeskalova
Based in Northern Virginia since 2004, Marketa Zmeskalova brings a wealth of experience in healthcare, having worked in multiple roles within private medical practice. Her unique blend of expertise in healthcare and life insurance empowers individuals to make informed decisions that enhance their overall health and financial security.
Marketa specializes in life insurance with living benefits, 401(k) rollovers, Roth IRAs, and annuities. She understands that navigating these options can be overwhelming, and she is dedicated to simplifying the process for her clients. By providing tailored solutions, she helps individuals and families secure their financial futures while prioritizing their health.
Marketa’s commitment to client success positions her as a trusted guide, ensuring that every client feels supported and informed as they navigate their insurance journey.

Kat Mead
As a U.S. Marine Corps veteran and founder of Force Multiplier Strategic Wealth, Kat Mead is dedicated to empowering individuals to take control of their financial future using the Infinite Banking Concept (IBC). With 21 years of military leadership experience and a passion for financial education, Kat teaches clients how to grow, access, and protect their money outside traditional banking systems.
Kat understands that navigating financial options can be overwhelming, and she is committed to simplifying the process for her clients. As an independent life insurance broker, she specializes in designing properly structured whole life policies that make the Infinite Banking Concept a reality for her clients.
Kat’s commitment to client success positions her as a trusted guide, ensuring that every client feels supported and informed as they navigate their financial journey.
