Serving Alcohol? One Mistake Could Cost Your Business Everything.
When you run a business that sells or serves alcohol, you’re not just offering drinks you’re accepting responsibility for what happens after. If a customer causes harm or property damage while intoxicated, your business could be held liable, even if you did everything by the book.
Don’t Let a Lawsuit Drain Your Business.
Dram shop laws make it easy for blame to fall on you especially if alcohol was served to someone already intoxicated. That means:
You could be sued even without evidence of wrongdoing.
Even if you win in court, legal fees alone could be devastating.
Most general liability policies exclude alcohol-related claims.
That’s Where Liquor Liability Insurance Steps In.
This specialized coverage helps protect your business from the financial fallout of alcohol-related incidents. It can help cover:
Property damage or bodily injury claims
Legal defense costs even if no damages are awarded
Assault & battery claims, such as when staff must remove an unruly patron
Businesses That Need Liquor Liability Coverage:
Bars & Nightclubs
Restaurants & Caterers
Wineries & Breweries
Liquor & Grocery Stores
Event Venues & Private Clubs
If alcohol is part of your business, liquor liability insurance isn’t optional it’s essential.
Protect your business from the risks you can’t pour away. 👉 Contact us today to explore your coverage options.