Serving Alcohol? One Mistake Could Cost Your Business Everything.
When you run a business that sells or serves alcohol, you’re not just offering drinks you’re accepting responsibility for what happens after. If a customer causes harm or property damage while intoxicated, your business could be held liable, even if you did everything by the book.
Don’t Let a Lawsuit Drain Your Business.
Dram shop laws make it easy for blame to fall on you especially if alcohol was served to someone already intoxicated. That means:
You could be sued even without evidence of wrongdoing.
Even if you win in court, legal fees alone could be devastating.
Most general liability policies exclude alcohol-related claims.
That’s Where Liquor Liability Insurance Steps In.
This specialized coverage helps protect your business from the financial fallout of alcohol-related incidents. It can help cover:
Property damage or bodily injury claims
Legal defense costs even if no damages are awarded
Assault & battery claims, such as when staff must remove an unruly patron
Businesses That Need Liquor Liability Coverage:
Bars & Nightclubs
Restaurants & Caterers
Wineries & Breweries
Liquor & Grocery Stores
Event Venues & Private Clubs
If alcohol is part of your business, liquor liability insurance isn’t optional it’s essential.
Protect your business from the risks you can’t pour away. Contact us today to explore your coverage options.