Landscaping & Lawn Care Insurance

Protect the Business You’ve Grown and the Projects You’ve Built

Standard policies often miss the unique risks of equipment theft and property liability on a jobsite. You deserve specialized protection that’s as reliable as your crew, so you can focus on the next big project without worrying about the hidden gaps in your coverage.

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Simple Path to Protection

Talk with a landscaping-savvy agent

We learn your services, equipment, crew size, chemical usage, and client types.

Customize your protection plan

Bundle core coverages; add endorsements to match how you actually maintain properties.

Grow with confidence

Secure commercial contracts and protect client properties knowing the downside is covered.

What Landscaping Professionals Carry

General Liability

Bodily injury, property damage—e.g., a thrown rock breaking a window or trip hazard on a job site.

Tools & Equipment

Mowers, trimmers, blowers, skid steers—protected from theft, damage, and breakdown.

Business Interruption

Replaces income during seasonal shutdowns or after covered incidents like equipment theft.

Care, Custody & Control

Damage to client property in your care—plants, irrigation systems, hardscapes you’re maintaining.

Workers’ Compensation

We bring the right people together to challenge established thinking and drive transform in 2023

Pollution Liability

Chemical spills, fertilizer runoff, or pesticide misapplication damaging property or environment.

Umbrella/Excess

Extra limits above GL/Auto—often required for commercial and municipal contracts.

Commercial Auto

Trucks, trailers, and specialized vehicles—accidents, liability, and coverage for stolen equipment.

Inland Marine

Mobile equipment and materials in transit between job sites and in storage.

Professional Liability

Landscape design errors, improper plant selection, or irrigation system design flaws.

Real-World Landscaping Risks

Equipment Injuries

Mower blade strikes, thrown debris, and equipment-related accidents causing serious harm.

Vehicle Accidents

Accidents while towing trailers, operating large equipment, or transporting crews between sites.

Chemical Exposure

Fertilizer burns, pesticide inhalation, and chemical-related health issues for workers or clients.

Pollution Incidents

Chemical spills into waterways, fertilizer runoff, or pesticide drift to neighboring properties.

Property Damage

Broken windows, damaged irrigation systems, and landscape destruction during maintenance.

Tree-Related Damage

Falling limbs, root damage to structures, or improper tree removal causing property damage.

Theft & Vandalism

Stolen equipment, fuel, and supplies from trucks, trailers, and job sites.

Seasonal Weather Risks

Drought, floods, storms, or extreme weather damaging client properties and landscaping.

Total Risk, Total Protection, One Partner

Landscaping-Specific Coverage

Specialized policy design with seasonal risk reviews and equipment-specific protection.

Equipment Valuation

Expert equipment valuation and replacement cost analysis for your specialized machinery.

Certificate Management

Fast certificate help for commercial, HOA, and municipal contract requirements.

Chemical Safety Guidance

Compliance guidance for chemical storage, handling, and environmental protection.

Get your landscaping quote

Book a call and get your custom plan designed for how you actually maintain properties.

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