International Business Insurance

Comprehensive protection for businesses operating overseas—foreign liability, property protection, and specialized coverage for global operations and risks.

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Protection for Global Business Operations

Foreign Liability Protection

Covers bodily injury, property damage, and personal injury claims arising from your international business operations and activities abroad.

International Property Coverage

Protects buildings, equipment, inventory, and business property located outside your home country against local risks and perils.

Local Compliance

Ensures your insurance meets foreign country requirements, local regulations, and mandatory coverage needs for international operations.

What International Business Insurance Covers

Foreign General Liability

Localized liability coverage meeting host country requirements for bodily injury, property damage, and advertising injury claims abroad.

Marine Cargo & Transit

Protection for goods in transit internationally via ocean, air, or land transportation against damage, loss, or delay.

International Property Insurance

Protection for buildings, equipment, inventory, and business property located in foreign countries against local perils.

Foreign Workers’ Compensation

Compliance with local employment laws for employee injuries and illnesses occurring during international assignments.

Political Risk Insurance

Covers losses from government actions, political violence, currency inconvertibility, contract repudiation, and expropriation.

Kidnap & Ransom

Specialized coverage for ransom payments, crisis response, and employee protection in high-risk regions.

Global Coverage Components

Global Liability

International liability protection:
Foreign general liability insurance
• Products liability for exports
• Professional liability abroad
• Directors & officers liability
• Environmental liability
• Local statutory requirements

Property & Assets

International property coverage:
• Buildings and contents abroad
• Business interruption overseas
• Equipment and machinery
• Stock and inventory
• Transit and cargo risks
• Natural disaster coverage

Specialized Risks

Unique international exposures:
• Political risk and instability
• Currency inconvertibility
• Trade credit and non-payment
• Terrorism and political violence
• Supply chain disruption
• Expropriation and confiscation

International Insurance Program Features

Local Policy Issuance

Policies issued in local languages, currencies, and formats meeting host country regulatory requirements.

Global Coordination

Coordinated programs with consistent coverage, centralized reporting, and multi-country claim handling.

Regulatory Compliance

Expertise in local insurance laws, mandatory coverage requirements, and country-specific compliance needs.

Local Representation

Access to local insurance partners, claims adjusters, and risk engineering services in each country.

Managing International Business Risks

Political & Country Risk

Protection against government actions, political instability, currency controls, and sovereign risks affecting international operations.

Regulatory Compliance

Navigating complex foreign insurance regulations, local content requirements, and mandatory coverage mandates.

Supply Chain Exposure

Managing risks in global supply chains including transit, supplier dependencies, and cross-border logistics.

Cultural & Operational

Addressing differences in business practices, legal systems, employment laws, and operational standards.

Protect Your Global Operations Today

Don’t risk non-compliance or uncovered losses in international markets. Get comprehensive global insurance that meets local requirements and protects your worldwide operations.

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