The Financial Vulnerability of Inadequate Life Insurance
Basic employer-provided life insurance is often insufficient to cover your family’s long-term financial needs, leaving them vulnerable if the unexpected happens.
- Employer basic life insurance typically covers only 1-2 times annual salary
- Financial experts recommend 7-10 times annual income for adequate protection
- Mortgage payments, college tuition, and daily living expenses continue
- Individual life insurance policies can be expensive and require medical underwriting
- Changing jobs can mean losing your life insurance coverage
This protection gap can leave your family facing financial hardship during an already difficult time.hat hinders the healing process and return to work.
Affordable Additional Protection for Your Family
Group Voluntary Supplemental Life Insurance provides cost-effective additional coverage that complements your basic employer policy, filling the protection gap.
Group Rates
Affordable premiums through employer group purchasing power.
Guaranteed Issue
Simplified underwriting with no medical exams for eligible employees.
Family Coverage
Optional coverage for spouses and children at group rates.
Portable Coverage
Continue coverage if you change jobs or retire.
Comprehensive Hospital Coverage
Financial protection for various aspects of hospitalization
Hospital Confinement
Daily cash benefits for each day of hospital inpatient stay.
- Daily benefit for hospital confinement
- Benefit periods from 30 to 365 days
- No reduction for weekends or holidays
- Mental health confinement included
- Rehabilitation facility coverage
Surgical Procedures
Scheduled benefits for hundreds of common surgical procedures.
- Scheduled surgical benefits
- Anesthesia benefits
- Outpatient surgery coverage
- Second surgical opinion benefit
- Emergency accident surgery
Additional Benefits
Financial protection for the most serious accident outcomes.
- ICU admission benefit
- Ambulance service benefit
- Diagnostic testing benefit
- Blood and plasma benefit
- Organ transplant benefit
The All Assured Advantage for Supplemental Life Insurance
Our Group Voluntary Supplemental Life Insurance comes with the All Assured Advantage – specialized features and services that provide comprehensive protection for your financial legacy.
- Flexible Coverage Amounts: Choose additional coverage
- Accelerated Death Benefit: Access a portion of benefits if diagnosed with a terminal illness
- Waiver of Premium: Premiums waived if you become totally disabled
- Conversion Privilege: Convert to an individual policy without evidence of insurability
- Living Benefits: Access benefits for chronic or critical illness riders
Secure Your Family’s Financial Future Today
Don’t leave your loved ones vulnerable to financial hardship. Get the supplemental protection that ensures their future security.