Group Accident Insurance
Coverage for Accidental Injuries
Give employees added protection when life takes an unexpected turn.
The Problem
Accidents can happen anytime, anywhere and the costs pile up fast. Even with health insurance, employees may face high expenses like ambulance fees, ER copays, deductibles, and lost income. These financial stresses can disrupt their lives and affect productivity.
The Plan
Group Accident Insurance provides employees with a lump-sum payment after a covered accident, regardless of their out-of-pocket medical expenses. This benefit can help with:
Medical bills and deductibles
Transportation costs
Childcare expenses
Everyday living costs during recovery
Optional Riders May Include:
Accidental Death & Dismemberment (AD&D) – Added protection for severe accidents.
Hospital Confinement – Daily benefits for overnight hospital stays.
Disability Benefits – Financial support during recovery.
Wellness Benefits – Rewards for preventive care.
Some plans even offer increased payouts for children injured in organized sports, helping families when active kids get hurt.
Why It Matters for Employers
Adding accident insurance to your benefits package can:
Provide peace of mind to employees and their families.
Reduce financial stress so employees can focus on recovery and work.
Strengthen your benefits package to improve retention and recruitment.
How It Works
An accident occurs – whether at work, home, or during leisure.
The employee files a claim based on the injury or treatment received.
A lump-sum payment is issued for the employee to use however they need.
The Result
With Group Accident Insurance:
Employees have a safety net to cover unexpected costs.
Your business shows you value and protect your workforce.
You offer a competitive, people-first benefits package.
Accidents happen financial hardship doesn’t have to.
Contact us today to learn how Group Accident Insurance can add an extra layer of financial protection for your employees and their families.
All Assured Solutions