Disability Insurance
Income Protection When You’re Unable to Work
Disability insurance that replaces a portion of your income if an illness or injury prevents you from working.
The Problem
An unexpected illness or injury can keep an employee from working for weeks, months, or even years leaving them without a paycheck. Even the most dedicated employee may feel pressured to return to work before they’ve healed, risking further injury and prolonged recovery. Without income protection, they may face serious financial hardship.
The Plan
Disability Insurance provides income replacement when an employee can’t work due to a covered illness or injury.
Short-Term Disability – Typically covers up to 6 months of lost income.
Long-Term Disability – Can last for several years or until retirement age.
Optional coverage for specific financial needs, such as mortgage or loan payments.
Why It Matters for Employers
Offering Disability Insurance shows you care about your team’s well-being both physically and financially.
Attract and retain top talent with a stronger benefits package.
Support recovery by allowing employees to heal before returning to work.
Boost morale and loyalty through genuine care for employees’ lives outside of work.
How It Works
Employee becomes unable to work due to a covered illness or injury.
Insurance pays a portion of their income for the covered period.
Employee focuses on recovery without the stress of lost wages.
The Result
With Disability Insurance:
Employees can take the time they need to fully recover.
Your business reduces turnover and retains valuable staff.
You stand out as a supportive and responsible employer.
Contact us today to explore Disability Insurance options and give your team the financial safety net they deserve.
All Assured Solutions