Worker's Compensation Insurance
When an Employee Gets Hurt, Your Whole Business Feels It
Injuries on the job don’t just affect one worker—they can disrupt operations, create legal issues, and drain your resources. Workers’ Compensation Insurance protects both your employees and your business.
As an Employer, You're Legally—and Ethically—Responsible
Whether you manage a construction crew, run a restaurant, or oversee office staff, you have a duty to protect the people who keep your business running. Failing to carry workers’ comp doesn’t just open the door to lawsuits—it could also cost you your business license, reputation, and employee trust.
What's at Stake:
Many business owners underestimate how expensive even a single injury claim can be. From ambulance rides to rehabilitation, costs can add up quickly—and lawsuits can drag on for months. Workers’ Compensation Insurance steps in to handle those burdens, so you can focus on recovery, not damage control.
The Solution:
Workers’ Compensation Insurance provides critical protection when employees are injured or become ill on the job. It helps cover:
Medical expenses
Lost wages during recovery
Ongoing rehabilitation costs
Disability benefits
Death benefits (for fatal injuries)
Employer legal liability in some states
This coverage helps take care of your team—and shields your business from financial fallout.
What It Covers:
✔ Injuries from accidents on the job (slips, falls, machinery, etc.)
✔ Work-related illnesses (exposure to chemicals, stress-related conditions, etc.)
✔ Lost income replacement for employees unable to work
✔ Medical and rehabilitation costs
✔ Employer liability (in certain states or circumstances)
How It Works:
You purchase a policy based on your team size, industry risk, and state requirements
An employee is injured or falls ill due to work conditions
A claim is filed, and medical bills, wages, and other benefits are covered per the policy
What Makes Commercial Bonds Different:
✔ Legally required in most U.S. states for businesses with employees
✔ Covers both short-term injuries and long-term disability
✔ Reduces risk of employee lawsuits for workplace injuries
✔ Improves employee morale by showing you care about their safety
✔ Tailored by industry, risk level, and number of employees
The Plan:
✔ Talk to us about your workforce and workplace risks
✔ Get a tailored policy that meets your state laws and protects your people
✔ Feel confident knowing your team is covered—and your business is compliant
Don’t Wait Until an Accident Wrecks Your Business
Protect your people and your livelihood with Workers’ Compensation Insurance—because taking care of your team means taking care of your future.
All Assured Solutions