Vacant Building Insurance
When a Property Is Left Vacant, Risk Moves In
Unoccupied buildings are magnets for damage whether it’s vandalism, fire, weather, or unnoticed leaks. Without the right protection, even a short vacancy could lead to major financial loss.
As an Owner, Manager, or Investor, You’re on the Hook
Vacant properties require just as much care if not more than occupied ones. But when no one’s watching day-to-day, problems can go undetected. Fires may burn longer, pipes may burst unnoticed, and break-ins can escalate into major damage or liability.
What's at Stake:
Standard property insurance often excludes or limits coverage for vacant buildings. That puts your investment, your liability, and your future plans at risk. Vacant Building Insurance helps fill that gap—protecting your property during transitional periods.
The Solution:
Vacant Building Insurance provides specialized protection for properties that are temporarily unoccupied. Whether you’re in between tenants, renovating, or waiting to sell, this coverage helps protect you from risks like:
- Vandalism
- Fire and smoke damage
- Water or weather damage
- Theft or break-ins
- Liability claims from trespassers or injury
It gives you peace of mind and a financial backup while the building sits empty.
What It Covers:
✔ Fire, lightning, and explosion
✔ Vandalism and malicious mischief
✔ Wind, hail, and certain water damage
✔ Liability for injuries or property damage
✔ Optional coverage for theft, sprinkler leakage, or glass breakage
How It Works:
You (the property owner or responsible party) take out a Vacant Building Insurance policy.
The coverage is tailored to your property’s vacancy status, duration, and condition.
If a covered incident occurs while the property is vacant, you file a claim.
The insurance company covers eligible repair costs, losses, or liabilities.
What Makes Vacant Building Insurance Different:
✔ Specifically designed for unoccupied structures
✔ Covers risks that standard property insurance excludes
✔ Available for residential, commercial, or industrial buildings
✔ Customizable based on vacancy length and building type
✔ Helps keep your investment safe even when no one’s around
The Plan:
✔ Contact us to evaluate your vacant building’s risk and needs
✔ Choose a policy that fits your timeline, usage, and goals
✔ Gain peace of mind knowing your property is protected even when it’s empty
Don’t Let an Empty Property Turn Into a Financial Burden
Secure Vacant Building Insurance today to protect your investment, minimize risk, and buy yourself peace of mind.
All Assured Solutions