Security Guard Insurance
Protect those who protect others.
Security guard insurance that protects your business, staff, and clients from liability, property damage, and operational risks.
Coverage designed for security professionals
Security guards face unique risks every day while safeguarding people and property. From managing crowds to patrolling properties, security guard insurance helps protect both your guards and your business from unexpected events and liability claims.
Unique risks in the security industry
Security guards put themselves on the front lines. Common risks include:
Assault and battery claims from alleged excessive force
Failure to perform duties leading to personal injury or property damage
False arrests or accusations
Negligence, errors, or omissions in reporting or security services
A proper security guard insurance policy helps protect against these risks.
What does security guard insurance cover?
Coverage may include:
Professional Liability Insurance – Protects guards from claims related to negligence, errors, or failure to perform duties.
General Liability Insurance – Covers damage to clients’ property or injuries that occur under a guard’s watch.
Business Auto Insurance – Offers protection for company vehicles used during security operations.
Workers’ Compensation – Covers injuries sustained by guards while on duty.
Tailored coverage for your security services
Security guard services vary widely, so insurance needs differ depending on the operation. Examples include:
Armed Guards
Bodyguards
Event Security
Business Security Patrols
Residential and Government Security
Plain Clothes or Uniformed Guards
Stationary or Patrol Security
A security guard managing a large event faces more risks than one patrolling a vacant property, so coverage should match the level of responsibility and exposure.
The business side of security operations
Running a security business requires coverage beyond guard-specific risks. Consider:
Business Owners Insurance (BOP) – Combines property and liability coverage for your office or operations.
Cyber Liability Insurance – Protects sensitive client data from breaches.
Employment Practice Liability Insurance – Covers claims of discrimination or harassment within your business.
Security guard insurance ensures both your business and your guards are protected, no matter the situation.
Contact us to discuss coverage options for your security operation.
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