Retail Business Insurance
Protect your store, your staff, and your customers.
Retail business insurance protects what keeps your store running
Coverage designed for retail businesses
As a retail business owner, you face unique risks every day. From property damage to theft, unexpected events can disrupt your operations. Retail business insurance provides coverage tailored to your business, helping you manage risks and focus on running your store.
What does retail business insurance cover?
A retail insurance policy may include coverage for:
Business Auto – Protects company vehicles used for deliveries or errands.
Business Income – Covers lost income if your store must temporarily close due to a covered event.
Commercial Property – Protects your building, inventory, and equipment from damage or loss.
Commercial Umbrella – Adds extra liability coverage beyond your existing policies.
Crime – Covers theft, forgery, or other criminal activity affecting your business.
Cyber Liability – Protects against data breaches or theft of customer information.
General Liability – Covers customer injuries, property damage, and certain legal claims.
Employment Practice Liability – Provides protection against claims of harassment, discrimination, or wrongful termination.
Tailored coverage options for your store
General liability coverage can be customized for retail businesses, helping cover costs related to:
Customer injuries on your premises
Damage to customer property
Certain libel or slander claims
Because customers shop in your store, having tailored liability protection is essential to safeguard your business.
Insurance to keep your business running
Retailers rely on their equipment, inventory, and facilities to operate smoothly. A comprehensive commercial property policy can cover damage to your tools, displays, or technology whether owned or leased helping your store stay open even after unexpected events.
Running a retail store isn’t easy. From managing inventory to handling customers, every day brings new challenges. One unexpected event a fire, theft, or liability claim could threaten everything you’ve built.
That’s where retail business insurance comes in. The right coverage protects your store, your employees, and your livelihood so you can stay focused on growing your business.
✅ Protect your property and inventory
✅ Cover liability risks and unexpected accidents
✅ Keep your business running when disruptions happen
Your store deserves protection that matches its unique needs.
Ready to safeguard your retail business?
👉 Contact us today to explore coverage options tailored to your store.
All Assured Solutions