You keep packages moving parcel delivery contractor insurance keeps your business protected every mile of the way. In today’s fast-paced delivery world, speed matters, but so does protection. Without the right insurance, one accident, lost package, or injury could put your entire livelihood at risk.
As a contractor, you’re not an employee of FedEx, UPS, USPS, or any delivery company—you’re running your own business. That means the risks and the responsibilities fall on you:
Accidents on the road while driving company-owned or personal vehicles.
Lost, damaged, or stolen packages during delivery.
Injuries from lifting and handling heavy parcels.
Personal liability when your work overlaps with daily life.
The right insurance helps cover these risks so you can focus on safe, timely deliveries.
Business Auto Insurance – Covers you during deliveries (your personal auto policy likely doesn’t).
General Liability Insurance – Protects if you’re held responsible for injuries or property damage.
Cargo Insurance – Helps cover the value of packages in your care.
Workers’ Compensation – Covers medical costs and lost wages if you’re injured on the job.
Non-Trucking Liability – Protects you when using your delivery vehicle for personal errands
Some companies require specific coverages—having the right policy in place keeps you compliant and protected.
Imagine these scenarios:
Parcel delivery contractor insurance helps protect your vehicles, packages, and liability so you can keep your business moving forward.
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