Motorcycle Dealership Insurance
Coverage for Motorcycle Dealerships
Keep your dealership moving forward motorcycle dealership insurance has you covered.
Day-to-day operations bring unique risks
Your business relies on the motorcycles you buy, sell, and repair. Protecting your inventory, your employees, and your customers is essential. A motorcycle dealership insurance policy is designed to safeguard the vehicles in your care as well as your team and other industry-specific risks.
What does motorcycle dealership insurance cover?
Whether you run a franchised or independent dealership, consider these key coverages:
Dealers open lot / Dealers physical damage liability – Protects motorcycles in your inventory against collision, theft, vandalism, and other perils named in your policy.
Garage keepers insurance – Covers customer motorcycles and vehicles while in your possession, including during repairs, storage, or test drives.
These coverages provide peace of mind that both your inventory and your customers’ rides are protected.
What are the risks of running a motorcycle dealership?
Running a dealership comes with multiple risks, including:
Theft, vandalism, or weather damage to inventory
Accidental damage to customer motorcycles while in your shop
Employee actions, including theft or misuse of company assets
Liability for mistakes or accidents during service or test drives
Insurance coverage helps mitigate these risks and protects your revenue and reputation.
Why do you need dealers open lot coverage?
Your motorcycles are your business. Dealers physical damage liability helps protect your inventory from loss or damage caused by named perils, ensuring you can continue operations without devastating financial setbacks.
Do you need garage keepers insurance?
If your dealership takes customer motorcycles under your care, custody, and control, this coverage is essential. It protects against theft or damage while vehicles are in your shop, on your lot, or during test drives.
The business side of your day-to-day operations
Even in a specialized industry, standard business protections are still crucial:
Workers’ compensation insurance – Covers your employees if they are injured on the job.
Commercial property insurance – Protects your building, tools, and other business assets.
Cyber liability insurance – Safeguards your customer data in case of a breach or hack.
These policies help keep your business running smoothly, even when unexpected events occur.
Ready to roll with motorcycle dealership insurance?
Contact us to discuss your coverage options and help protect your dealership, your employees, and your inventory.
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