As a media or web designer, your creativity drives your business. But with creativity comes unique risks that require coverage tailored to your industry. Media and web design insurance helps protect you from potential liabilities so you can focus on delivering exceptional work.
Design is inherently subjective. Logos, graphics, websites, and other media may not always meet a client’s expectations. Errors and omissions liability insurance (E&O) is an essential part of media and web design insurance. It helps protect your business if a client claims your work was incomplete, inaccurate, or otherwise unsatisfactory. E&O coverage can also help with claims stemming from missed deadlines, broken links, or other mistakes.
Your computers, software, and media equipment are essential to your business. Electronic data processing (EDP) insurance — often part of commercial property coverage—helps protect your hardware, data, and programs. It can also help cover income losses if your equipment or data are damaged due to a covered event, including viruses or hacks. Make sure to confirm the specifics of what is and isn’t covered by your policy.
Costs vary depending on factors such as your number of employees, location, types of services offered, and overall scale of your business.
Whether you design blogs, e-commerce sites, corporate websites, personal websites, or digital catalogs, insurance is essential. Even small businesses and solo designers face risks that can be mitigated with the right coverage.
Like any business, media and web design companies benefit from standard business coverages:
Cyber liability insurance – Protects your business from losses due to data breaches or cyber-attacks.
Commercial property insurance – Covers your office space and contents in the event of a covered loss.
Business owners insurance (BOP) – Combines general liability and commercial property coverage into one convenient policy.
Your clients rely on your expertise, your business relies on proper protection. Media and web design insurance helps safeguard your work, equipment, and financial security.
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