Masonry Contractor Insurance

Coverage for Masonry Professionals

Masonry contractor insurance that protects your business from liability, property damage, and job site risks.

Why masonry contractors need tailored insurance

Laying brick, block, and stone isn’t just skilled work — it’s physically demanding, equipment-heavy, and full of potential hazards. Between protecting your crew, tools, vehicles, and completed projects, the risks are unique to your trade. Masonry contractor insurance is designed to help keep your business strong and steady, no matter what challenges arise.

Core coverage for masonry professionals

Most masonry contractors benefit from combining general liability and commercial property insurance often packaged as a business owners policy (BOP) to cover injury claims, property damage, and loss of tools, materials, or office space. Additional important coverages may include:

  • Builders risk insurance to protect work in progress.

  • Business auto insurance for vehicles used on the job.

  • Commercial umbrella insurance for extra liability protection.

  • Contractor’s tools and equipment insurance for gear you rely on daily.

  • Inland marine insurance for tools, equipment, and materials in transit.

  • Cyber liability insurance to protect against digital threats.

  • Employment practices liability insurance (EPLI) to cover workplace claims.

  • Workers’ compensation to protect your crew after job-related injuries.

Protecting the structures you build

Your clients expect your craftsmanship to stand the test of time. But if a project fails due to a defect, poor materials, or an oversight, you could be held responsible. Completed operations coverage—often part of your general liability policy can help cover claims that arise after a project is finished.

Coverage for wherever the job takes you

Masonry work often means moving from one site to another. Whether you use your own truck or manage a fleet, business auto insurance can help protect you if a vehicle causes injury or property damage. Pair this with inland marine insurance to safeguard your tools and equipment while they’re being transported.

Safeguard your work in progress

The walls you’re building today need protection too. Builders risk insurance sometimes called a course of construction policy covers damage to projects under construction. This can be part of an inland marine policy or purchased separately.

Essential protection for tools and equipment

From mortar mixers to masonry saws, your tools are the backbone of your work. Contractor’s tools and equipment insurance helps cover the cost to repair or replace stolen, damaged, or lost gear so you can keep projects on schedule.

Additional protection for business stability

Even skilled contractors face risks beyond the job site. Cyber liability insurance helps protect your business from data breaches, while EPLI can cover claims of wrongful hiring, firing, or discrimination. These coverages add vital layers to your business’s protection plan.

Build a stronger foundation for your business

You’ve worked hard to master your craft—now it’s time to protect it. The right masonry contractor insurance plan can safeguard your livelihood and give you peace of mind so you can focus on building with confidence.

Contact us today to get started.

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