Whether your team cleans commercial offices, residential homes, or specializes in carpet and upholstery care, your work involves unique risks. A small slip, a damaged client item, or a chemical spill can quickly turn into an expensive claim. Without the right insurance, one incident could jeopardize your business and reputation.
Even the most careful cleaning crews encounter hazards, such as:
A client tripping over your equipment and getting injured.
An employee accidentally damaging an expensive piece of furniture.
A work van accident while transporting supplies to a job site.
Chemical spills that cause environmental damage.
A data breach exposing customer contact information.
General Liability Insurance – Helps protect against property damage or bodily injury claims while working at a client’s location.
Business Auto Insurance – Covers accidents involving company-owned vehicles. Consider Hired and Non-Owned Auto Insurance if employees use personal vehicles for work.
Commercial Umbrella Insurance – Provides extra liability protection beyond your base policy limits.
Pollution and Environmental Insurance – Helps cover cleanup costs if chemicals or contaminants are released.
Workers’ Compensation Insurance – May cover medical expenses and lost wages if an employee is injured on the job.
Commercial Property Insurance – Protects your cleaning equipment, supplies, and office space.
Cyber Liability Insurance – Provides protection in the event of a data breach.
No two janitorial companies are alike. A business cleaning medical facilities faces different risks than one specializing in residential homes. That’s why a one-size-fits-all policy may leave dangerous coverage gaps. The right insurance plan will be tailored to your unique services, client base, and scale of operations.
With comprehensive janitorial services insurance, you can work with confidence knowing your business, employees, and reputation are safeguarded from costly claims.
All Assured Solutions