IT Contractor Insurance

Keep your networks running with the right protection.

IT contractor insurance that protects your business from liability, data breaches, and project-related risks.

The Problem

As an IT contractor, clients depend on your expertise to keep their systems, software, and networks running. But one small mistake, system failure, or cyber incident could lead to major financial losses and you could be held liable. Without the right insurance, your business, equipment, and reputation are at risk.

The Plan

An IT Contractor Insurance policy is designed to protect you against the unique risks of working in the digital world from coding errors to data breaches to damaged equipment.

Key Coverages for IT Contractors

  • Errors & Omissions (E&O) Insurance – Covers legal defense and damages if a mistake in your work causes financial loss to a client.

  • Cyber Liability Insurance – Protects against costs from data breaches, hacks, client notification, fraud monitoring, and lawsuits.

  • Systems Breakdown Insurance – Covers expensive tech like servers, hard drives, and networks if they fail or are damaged.

  • Workers’ Compensation Insurance – Provides benefits if employees are injured on the job.

  • General Liability Insurance – Covers property damage or bodily injury claims while working at client sites.

  • Business Auto Insurance – Protects company vehicles used for client visits or transporting equipment.

  • Commercial Property Insurance – Covers your office space, equipment, and technology against fire, water damage, theft, and more.

Why It Matters

With IT contractor insurance, you can:

  • Safeguard your business from lawsuits and liability claims.

  • Protect your equipment from costly breakdowns or damage.

  • Stay secure in a digital world with cyber protection.

  • Provide peace of mind for employees through workers’ comp.

  • Build client trust by showing you’re professionally protected.

How It Works

  1. Assess your risks – every IT contractor’s needs are different.

  2. Select coverages that match your services and equipment.

  3. Bundle policies for comprehensive, affordable protection.

  4. Stay covered so you can focus on delivering expert IT solutions.

The Result

With IT Contractor Insurance:

  • You gain peace of mind knowing your work, data, and equipment are protected.

  • Your clients see you as professional and trustworthy.

  • Your employees stay covered and supported if accidents happen.

  • Your business stays resilient and competitive in a high-risk, digital world.

Are you ready to protect your IT contracting business from unexpected risks?

Contact us today to customize your IT Contractor Insurance plan.

All Assured Solutions