Insurance Agent Insurance
Protection for Insurance Professionals
You spend your days protecting others… but who’s protecting you?
Even insurance agents need insurance.
As an insurance professional, you spend your days helping clients protect what matters most. But just like any other business, your agency faces risks and a single mistake or unexpected incident could lead to costly claims, legal trouble, or damage to your reputation. Having the right coverage ensures your agency stays protected while you focus on serving your clients.
The Unique Risks You Face
Insurance agencies may not work on rooftops or construction sites, but they still face significant liability and operational risks:
Errors and omissions. A missed deadline, incomplete application, or policy misunderstanding could leave a client uninsured.
Misinformation. Miscommunicating coverage details that result in an uncovered loss.
Client injuries. Slip-and-fall accidents in your office.
Employee injuries. Staff members hurt while working, whether in the office or visiting clients.
Vehicle incidents. Accidents involving company or employee vehicles during business travel.
Cyber threats. Hackers stealing sensitive client information.
Coverage That Fits Your Needs
A strong insurance agent insurance policy should protect both your professional reputation and the daily operations of your agency. Common coverages include:
Errors & Omissions (E&O) Insurance – Covers legal costs and damages if a client claims your advice or service caused them financial harm.
General Liability Insurance – Protects against lawsuits for client injuries or property damage at your office.
Business Owners Policy (BOP) – Bundles general liability and commercial property insurance for cost-effective protection.
Commercial Property Insurance – Covers your office space, furniture, computers, and records.
Workers’ Compensation Insurance – Pays for medical expenses and lost wages if an employee is injured on the job.
Business Auto Insurance – Protects company-owned vehicles used for client visits or business errands.
Hired & Non-Owned Auto Insurance – Covers liability when employees use their personal vehicles for work.
Cyber Liability Insurance – Protects against losses from data breaches, hacking, or stolen client records.
Umbrella Liability Insurance – Adds an extra layer of coverage beyond standard policy limits.
Why It Matters
One small oversight like a missed policy payment or misunderstood coverage can result in lawsuits, lost clients, and major financial strain. The right insurance plan safeguards your livelihood, your reputation, and your ability to keep helping clients with confidence.
Protect the business that protects others.
Let’s create a coverage plan that addresses the unique needs of your agency, so you can focus on building client trust — not worrying about “what ifs.”
All Assured Solutions