Golf Course Insurance

Coverage you can count on, no mulligans needed.

Stay out of the rough. The right insurance helps protect your greens, your gear, and your good name.

You create a great experience.... Our Insurance is par for the course...

Running a golf course isn’t just about manicured greens and friendly games. You manage expensive equipment, host large groups of people, maintain complex facilities, and sometimes serve alcohol all while facing weather risks that can shut down play. One mishap, storm, or injury could leave you with major expenses and lost revenue.

With golf course insurance, you can help protect your property, staff, and players so you can keep the game going.

Risks that can put your business in the rough.

Golf may be relaxing for your guests, but operating a course comes with real hazards:

  1. Injuries and property damage: Mis-hit golf balls can injure players or spectators, damage vehicles, or break windows.

  1. Course and equipment damage: Sprinkler system breakdowns, pest infestations, or tree damage from storms can leave holes unplayable for days or weeks.

  1. Lost revenue from closures: Extreme weather or major repairs can interrupt your operations, cutting into profits.

  1. Alcohol-related incidents: Serving alcohol can lead to intoxication-related accidents, property damage, or liability claims.

Coverage that keeps you in play.

A well-designed golf course insurance plan may include:

  • General Liability Insurance – Covers injuries or property damage to guests or spectators.

  • Commercial Property Insurance – Protects your clubhouse, pro shop, maintenance buildings, and equipment.

  • Business Interruption Insurance – Helps replace lost income if your course is closed due to a covered event.

  • Liquor Liability Insurance – Protects against alcohol-related claims if you serve drinks.

  • Workers’ Compensation Insurance – Covers employee injuries on the job.

  • Business Auto Insurance – For maintenance vehicles or golf cart transport.

  • Directors and Officers Liability – Protects decision-makers from certain legal claims.

  • Environmental or Flood Insurance – For damage from water, chemicals, or environmental hazards.

  • Inland Marine Insurance – Covers mobile equipment such as mowers or turf vehicles.

Why golf course owners choose us.

We understand the challenges of keeping your course in peak condition while protecting your investment. We work with insurers who specialize in golf course coverage so you get a plan tailored to your operations not a one-size-fits-all policy.

Don’t let a single incident ruin your season.

From severe weather to wayward golf balls, your business faces risks every day. The right insurance can help protect your course, your revenue, and your reputation so you can focus on giving players a great experience.

Insurance Plans that’s par for the course.
Contact us today for a free consultation and customized coverage options.

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