Running a gas station isn’t just about pumping gas. You manage high-value equipment, handle large amounts of cash, store hazardous materials, and often run additional services like convenience stores or car washes. That means you face unique risks every single day and one costly incident could put your business on empty.
The good news? With the right gas station insurance, you can protect your investment, your employees, and your customers so you can focus on keeping traffic flowing.
Gas stations have unique challenges that require tailored coverage:
High crime risk: Daily cash handling makes gas stations prime targets for theft, burglary, and even employee dishonesty. Credit card processing also opens the door to cybercrime.
Environmental hazards: A fuel spill, underground tank leak, or pump accident could lead to major cleanup costs, legal fees, and environmental damage claims.
Business interruptions: Whether it’s a fire, severe weather, or a breakdown of your fuel pumps, downtime means lost revenue and unhappy customers.
General Liability Insurance – Covers injuries or property damage caused to others.
Commercial Property Insurance – Protects your building, pumps, signage, and inventory from covered losses like fire or vandalism.
Crime Insurance – Helps cover losses from theft, burglary, or employee dishonesty.
Cyber Liability Insurance – Protects against data breaches and credit card fraud.
Environmental / Pollution Liability Insurance – Covers fuel spills, leaks, and cleanup costs.
Business Interruption Insurance – Helps replace lost income if you must temporarily close.
Equipment Breakdown Insurance – Covers repair or replacement costs for pumps and other critical equipment.
Workers’ Compensation Insurance – Helps cover injuries sustained by employees on the job.
Commercial Umbrella Insurance – Provides extra liability coverage beyond standard policy limits.
We understand the daily challenges you face because we’ve helped other gas station owners protect their businesses from exactly these risks. We work with carriers who specialize in gas station coverage, ensuring you get a policy that meets your specific needs — not a generic package that leaves dangerous gaps.
All Assured Solutions