Food Truck Insurance
Protection for Your Mobile Food Business
Protect your business so you can keep customers fed wherever the road takes you.
You bring the flavor. We’ll protect your livelihood.
Owning a food truck is about more than selling food; it’s about freedom, creativity, and connecting with people in different places. But with all that freedom comes risk. From accidents on the road to food spoilage and equipment breakdowns, one unexpected event could put your business on hold.
The right food truck insurance protects you so you can keep doing what you love — serving great food to happy customers without worrying about “what ifs.”
The Risks You Face
Running a food truck means wearing many hats—chef, driver, cashier, marketer and that comes with unique challenges:
Vehicle accidents that damage your truck or cause injuries.
Theft or vandalism of your equipment or inventory.
Food spoilage from power outages or equipment failure.
Customer illness or injury that could lead to liability claims.
Breakdowns that take you off the road and cost you income.
How We Help Protect Your Food Truck Business
1. Commercial Auto Insurance: Since your truck is your business, it needs more than personal auto coverage. Commercial auto insurance helps cover accidents, property damage, injuries, theft, and even permanently attached cooking equipment.
2. Inland Marine Insurance: Because you’re always on the move, inland marine coverage protects your food, supplies, and equipment while in transit something regular property insurance won’t do.
3. General Liability Insurance: From customer injuries to foodborne illness claims, this helps cover legal costs and damages so one lawsuit doesn’t shut you down.
4. Spoilage & Food Contamination Insurance: Helps cover loss of income and replacement costs if your food spoils due to a covered event or if you’re forced to close for contamination reasons.
5. Workers’ Compensation: If you have employees, workers’ comp helps cover their medical bills and lost wages if they’re hurt on the job.
6. Equipment Breakdown Insurance: Helps repair or replace essential cooking appliances if they break unexpectedly.
7. Business Interruption Insurance: Keeps your income flowing if you’re forced to temporarily close due to a covered event, like a fire or natural disaster.
Who Needs Food Truck Insurance?
This coverage is ideal for:
Mobile food trucks
Catering trucks
Concession trucks
Ice cream trucks
Vending trucks
Your Plan for Peace of Mind
Get in Touch – Tell us about your food truck and where you operate.
Get the Right Coverage – We’ll customize an insurance plan to fit your risks and budget.
Stay on the Road – With the right protection, you can focus on feeding happy customers.
Don’t Let One Mishap Take You Off the Road
Your food truck isn’t just a vehicle — it’s your livelihood. Protect it with insurance designed specifically for your business.
Contact us today to get your customized food truck insurance plan and keep serving your community without worry.
All Assured Solutions