Food Distributor Insurance
Coverage for Food Distribution Businesses
Protection that keeps your business and your community fed.
You keep food moving. We’ll help keep your business protected.
As a food distributor, you’re the critical link between suppliers and customers. Whether you handle specialty products like fresh seafood or broad line distribution for multiple food categories, your job is to keep goods moving safely, on time, and in peak condition. But in a business where products are perishable and the supply chain never stops, one incident can throw everything off track and cost you dearly.
The risks food distributors face every day.
Your business operates on tight schedules, strict safety standards, and complex logistics. A refrigeration failure can spoil thousands of dollars in stock. A delivery accident can damage goods and vehicles. A theft can disrupt orders and revenue. And if contaminated food makes it to a customer, you could be facing liability claims that threaten your reputation and your bottom line.
The right protection for your entire operation.
Food distributor insurance is designed to address the unique risks in your industry, protecting your goods, your vehicles, your warehouse, and your reputation. Coverage can include:
Commercial Property Insurance – Protects your warehouse, inventory, and essential equipment.
General Liability Insurance – Covers claims of injury, property damage, and food-borne illness liability.
Food Spoilage Coverage – Helps recover revenue lost if products spoil due to equipment breakdown or power outages.
Business Auto or Fleet Insurance – Protects company vehicles used for deliveries.
Inland Marine Insurance – Covers goods and equipment while in transit over land.
Crime Insurance – Protects against theft, burglary, and employee dishonesty.
Cyber Liability Insurance – Covers losses from data breaches or cyberattacks.
Real-world examples.
A refrigeration unit fails overnight, spoiling thousands in fresh produce—food spoilage coverage can help recover the loss.
A delivery truck accident damages both goods and the vehicle—fleet insurance can cover repairs and replacement.
A shipment causes food poisoning—general liability and food-borne illness coverage can protect your business from claims.
Why this matters.
Your clients depend on you to deliver food safely and on time. Without the right insurance, an unexpected event could disrupt operations, cause financial loss, and damage your reputation. The right coverage keeps you focused on what you do best — feeding communities.
Keep your supply chain strong.
Protect your business, your customers, and your peace of mind with a policy built for food distributors.
Contact us today to build a food distributor insurance plan tailored to your needs.
All Assured Solutions