Financial Institution Insurance

Protecting Your Financial Assets and Operations

Protect your business, your assets, and your reputation with financial institution insurance so you can focus on serving your clients with confidence.

Financial Institutions Face Unique Risks

Financial institutions handle money, sensitive information, and fiduciary responsibilities every day. A single mistake, cyber attack, or employee dishonesty can result in substantial financial and reputational losses. Financial institution insurance is designed to help protect your business from these complex risks so you can continue to operate with confidence.

Coverage Designed for Your Institution

No two financial institutions are exactly alike. Coverage should reflect the size, scope, and type of business you conduct. Typical coverages for financial institutions may include:

  • Directors & Officers (D&O) Liability – Protects your leadership from claims of mismanagement or wrongful acts.

  • Reputational Risk Insurance – Helps cover crisis management, public relations, and reputation restoration efforts.

  • Commercial Crime Insurance – Protects against employee theft, forgery, fraud, and other dishonest acts.

  • Cyber Liability Insurance – Safeguards against data breaches, cyber attacks, system failures, and identity theft liabilities.

  • Professional Liability – Provides protection for claims arising from errors or omissions in financial advice or services.

  • General Liability & Commercial Property – Covers accidents on your premises and physical assets, including ATMs.

  • Employment Practices Liability – Defends against claims of harassment, discrimination, wrongful termination, or other workplace issues.

  • Business Auto & Workers’ Compensation – Protects vehicles used for business purposes and employees injured on the job.

The Risks Financial Institutions Face Daily

  • Mismanagement claims against executives or board members.

  • Cyber attacks and data breaches targeting sensitive client information.

  • Employee theft, fraud, or embezzlement.

  • Reputational risks that can impact client trust and business revenue.

  • Legal exposure from lending, foreclosures, or investment decisions.

  • Physical risks to property, including ATMs, branch locations, and company vehicles.

Coverage Tailored to Your Type of Institution

Different types of financial institutions have unique exposures:

  • Community Banks

  • Credit Unions

  • Regional Banks

  • Hedge Funds

  • Private Equity Firms

  • Investment Advisors

  • Real Estate Investment Trusts

  • Thrift Banks

A tailored insurance plan ensures that your coverage addresses the risks specific to your institution, no matter the size or complexity of your operations.

Protect Your Reputation and Your Operations

Your reputation is everything in the financial industry. Insurance can help your business respond to crises, defend lawsuits, cover losses from fraud, and recover from cyber attacks. With a combination of specialized and standard business coverages, financial institution insurance provides a safety net so you can continue to serve your clients with confidence.

Keep your institution secure and your clients confident. Contact us to discuss the insurance solutions that fit your financial institution’s unique needs.

All Assured Solutions