Farm Insurance
Farm insurance helps cover your operations so you can focus on what matters most growing
Protect your farm, your livelihood, and your lifestyle with farm insurance so you can focus on what matters most: growing your business.
Farms Face Unique Risks
Farming is more than a business it’s often your home, your family’s livelihood, and your lifestyle. With crops, livestock, equipment, and buildings to manage, there are risks every day. Farm insurance helps safeguard your property, operations, and income so that a single unexpected event doesn’t derail everything you’ve worked for.
Coverage Built for Farmers
Farm insurance is designed to cover the full scope of exposures your operations face:
Dwelling and Property Insurance – Protects your home and other buildings against fire, flooding, storms, and theft.
Commercial Property Insurance – Covers barns, storage facilities, and equipment critical to your operations.
Crop Insurance – Helps replace lost income from damaged or destroyed crops.
Livestock Insurance – Provides coverage for death, disease, or loss of animals.
Equipment Breakdown and Coverage – Protects against mechanical failures, foreign object ingestion, and damage to essential farm machinery.
Care, Custody, and Control Coverage – Adds protection when you are responsible for someone else’s property or livestock.
Workers’ Compensation – Protects employees injured on the job.
Liability Insurance – Safeguards against injuries to visitors, accidents on your property, or claims related to farm operations.
Environmental/ Pollution Liability – Helps cover claims related to pollution, chemical spills, or contamination from your farming operations.
The Risks Farmers Face Daily
From unpredictable weather to mechanical failures, livestock illness, or crop loss, farmers face a variety of challenges:
Natural disasters such as floods, storms, or fires can destroy crops, barns, and equipment.
Accidents involving employees, visitors, or contractors can lead to costly liability claims.
Equipment breakdowns or machinery failures can halt operations.
Livestock mortality or crop loss can create significant financial strain.
Environmental issues, such as pollution or contamination, can create regulatory or legal exposures.
Coverage Tailored to Your Farm
No two farms are alike. Your policy should reflect:
The type of farming you do (crops, livestock, mixed operations).
The scale of your operations and the value of your equipment and buildings.
Your farm’s location and local weather or environmental risks.
Your workforce, contractors, and exposure to visitors.
Custom coverage ensures your farm is protected from the ground up, letting you focus on growth instead of worry.
Protect Your Farm Like a Business
Even though farming is personal, it’s also a business. Policies like commercial property, liability, and workers’ compensation are essential. Specialized coverages for environmental liability, vehicles, and equipment complete a robust farm insurance plan.
Secure your farm and livelihood today. Contact us to discuss the coverage options that fit your farm, your operations, and your lifestyle.
All Assured Solutions