Excavation Contractor Insurance
Protect your business from the ground up with excavation contractor insurance so you can dig deeper with confidence.
Excavation contractor insurance helps protect your business from costly setbacks beneath the surface.
Excavation Contractors Face Unique Risks
From digging foundations to grading land, clearing sites, and hauling debris, every excavation project comes with its own set of hazards. High-value equipment, complex job sites, and environmental concerns all create exposures that standard insurance may not fully cover. Excavation contractor insurance ensures you’re prepared for the unexpected.
Insurance Built for Excavation Contractors
Excavation contractor insurance is designed to cover the full scope of risks your business faces:
Commercial General Liability – Protects against bodily injury or property damage claims.
Commercial Umbrella Insurance – Provides extra protection when your primary liability limits aren’t enough.
Builders Risk Insurance – Covers materials and equipment while on the job site.
Inland Marine Insurance – Protects your equipment during transport to and from job sites.
Business Auto Insurance – Covers your company vehicles, trucks, and heavy machinery while in use.
Premises Liability Insurance – Protects against accidents involving the public or contractors on your site.
Environmental Impairment Insurance – Covers fuel spills, pollution, dust, noise, and other environmental hazards.
Workers’ Compensation – Provides coverage if employees are injured on the job.
The Risks Excavation Contractors Face Daily
Excavation work comes with hazards others may not encounter:
Job sites are dangerous, and injuries to employees, contractors, or trespassers can happen.
Heavy machinery, tools, and vehicles create liability and property exposure.
Environmental concerns like spills, pollution, or dust can lead to costly claims.
The value of materials and equipment on-site or in transit is high, making protection essential.
No two excavation businesses are the same. Policy needs vary based on:
Types of projects you handle (residential, commercial, or industrial).
Number of employees and vehicles.
Locations and regulatory requirements of your job sites.
Equipment and materials used in excavation, grading, and debris removal.
Custom coverage ensures your business is protected whether you’re on the job site or on the road.
Protect Your Business Beyond the Job Site
Excavation contractors are businesses too. Policies like commercial property insurance, employment practices liability, and cyber liability help cover risks that aren’t tied directly to the job site but could still disrupt operations or finances.
Dig into protection today. Contact us to build a comprehensive excavation contractor insurance plan tailored to your business.
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