Errors and Omissions Liability Insurance

Safeguard Your Business from Costly Mistakes

Mistakes happen E&O insurance helps keep them from becoming disasters.

E&O Insurance: Because General Liability Doesn’t Cover Everything

The Problem:

You work hard to give great advice, offer top-notch service, and run a business with integrity but one mistake or misunderstanding can still turn into a lawsuit. And here's the truth: general liability insurance won’t cover it.

The Consequence:

If your business provides professional advice or services, a single claim of negligence even if it’s not your fault can lead to costly legal battles, lost income, and a damaged reputation.

The Solution:

That’s where Errors & Omissions (E&O) Liability Insurance comes in. It helps protect your business and your team from claims related to professional mistakes, missed deadlines, bad advice, or unintentional harm caused to a client.

What It Covers:

✔ Claims of negligence
✔ Financial loss caused by your service or advice
✔ Legal defense and court costs
✔ Settlements or judgments up to your policy limit
✔ Certain claims involving copyright, libel, or defamation (depending on the policy)

Who Needs It:

📌 Consultants
📌 Financial professionals
📌 Tech companies and software providers
📌 Legal and medical professionals
📌 Contractors, architects, and engineers
📌 Nonprofits that offer services or guidance

The Truth About Cost:

E&O coverage is typically affordable especially compared to the price of defending a claim out of pocket. Your premium depends on your business type, location, services, and claims history

What’s Next:

If your business gives advice, provides services, or handles sensitive information you can’t afford to go without E&O insurance.

Let’s go over your risks and customize a policy that protects your future.

Contact us today to review your options and find the right coverage.

All Assured Solutions