Electrical Contractor Insurance

Don’t Let One Accident Short-Circuit Your Business

Keep your business powered and protected so you can focus on keeping the lights on for your clients.

Electrical Contractors Face Unique Risks Every Day

Whether you’re wiring a new home, maintaining industrial systems, or troubleshooting power issues, your work involves high stakes. Electrical hazards, equipment damage, client property claims, and even downtime from outages can all threaten your livelihood.

We Understand the Electrical Industry’s Real-World Challenges

Electrical contractors need coverage that matches the complexity of their work. We design policies that protect you from the most common and costly risks, including:

  • General Liability – Covers injuries or property damage caused by your work.

  • Completed Operations Liability – Protects you even after the job is done if a claim arises.

  • Commercial Umbrella – Adds extra protection for large or catastrophic claims.

  • Business Auto – Covers company vehicles in case of an accident.

  • Hired & Non-Owned Auto – Protects when employees use personal or rented vehicles for work.

  • Inland Marine – Covers tools, inventory, and specialized equipment while on the move.

  • Business Interruption – Replaces income and covers expenses if you can’t operate.

  • Off-Premises Utility Services (OPUS) – Helps when a power outage stops your work.

  • Business Owners Policy (BOP) – Ideal for home-based electrical businesses.

  • Cyber Liability – Defends against data breaches or online threats.

  • Employment Practices Liability – Covers claims of harassment, discrimination, or wrongful termination.

  • Commercial Property – Protects your shop, warehouse, and business contents.

How We Help Protect Your Business

1. Identify Your Unique Risks: We assess your type of electrical work, travel patterns, and team size to find coverage gaps.

2. Build a Custom Plan: We combine general, specialty, and industry-specific coverages so you’re protected everywhere you work.

3. Keep Coverage Current: As your projects, tools, and crew grow, we adjust your plan so your protection grows with you.

The Cost of Being Underinsured

One injury, equipment theft, or major claim could cost tens of thousands and even force your business to shut down.

Power Your Business With Confidence

With the right insurance in place, you can take on new projects, serve your clients, and keep the power flowing without worrying about unexpected setbacks.

Contact us today to get an electrical contractor insurance plan tailored to your business.

All Assured Solutions