Dealership Insurance

Keep your dealership thriving with insurance that shields your people, property, and profits so unexpected setbacks don’t slow you down

Dealership insurance provides unique protection no matter what you sell.

Whatever You Sell, We Help Protect It.

Whether you deal in cars, trucks, RVs, heavy equipment, or specialty vehicles new or used your dealership is more than a sales floor. It’s a place of trust where customers expect quality and service. But with test drives, service bays, and valuable inventory, even a single incident can cause major disruption if you’re not protected.

The Problem: Dealerships Face Risks at Every Turn

From inventory theft to customer injuries during test drives or even costly lawsuits over paperwork mistakes dealerships operate in a high-liability environment. Without the right coverage, a single claim could put your entire business in reverse.

We Understand the Unique Needs of Dealerships

We specialize in creating insurance plans tailored for dealerships of all sizes whether you’re a franchise, an independent lot, or a specialized equipment dealer.

Coverage options may include:

  • Garagekeepers Coverage – Protects customers’ vehicles left in your care from theft, vandalism, or damage.

  • Dealers Errors & Omissions Liability – Helps defend against lawsuits related to title errors, compliance violations, or incomplete vehicle history reporting.

  • General Liability – Covers visitor injuries or property damage that occur on your premises.

  • Inventory Coverage – Protects your stock of vehicles, parts, and accessories from fire, theft, or other perils.

  • Product Liability – Covers claims of injury or damage caused by products you’ve sold.

  • Recall Expense Coverage – Helps manage the cost of recalling defective new goods.

  • Workers’ Compensation – Supports injured employees with medical costs and lost wages.

  • Employment Practices Liability – Protects against claims of wrongful termination, discrimination, or harassment.

Our Three-Step Plan to Safeguard Your Dealership

  • Assess your operations, from test drives to service bays.

  • Customize a policy that matches your risk profile.

  • Secure your coverage so your business stays in gear no matter what.

Don’t Let a Single Incident Put the Brakes on Your Business

You’ve invested time, resources, and reputation into your dealership. The right insurance keeps you moving forward, no matter the obstacles on the road ahead.

Contact us today to explore dealership insurance options built for your business.

All Assured Solutions