Critical Illness Insurance
Financial Protection Against Serious Illnesses
Critical illness insurance that provides a lump-sum benefit to help cover expenses during a serious medical diagnosis.
The Problem
A sudden serious illness can turn an employee’s life upside down physically, emotionally, and financially. Even with health insurance, out-of-pocket costs for treatment, travel, and lost income can leave families struggling. Without extra protection, your employees may face overwhelming medical debt at the worst possible time.
The Plan
Critical Illness Insurance provides a lump-sum cash benefit when an employee is diagnosed with a covered serious condition, such as:
Heart attack
Stroke
Certain cancers
Major organ failure
Coronary bypass surgery
Renal failure
This cash can be used for anything from medical bills to rent, groceries, or childcare helping employees focus on recovery instead of bills.
Why It Matters for Employers
Offering Critical Illness Insurance shows your employees you’re invested in their well-being beyond standard health coverage.
Enhance your benefits package to attract and retain talent.
Support your team in crisis with real financial help.
Educate employees on the gap between health insurance coverage and actual out-of-pocket costs.
How It Works
Diagnosis of a covered illness triggers a lump-sum payment.
Funds are paid directly to the employee, not to healthcare providers.
Employee chooses how to use the money medical expenses, living costs, or personal needs.
The Result
With Critical Illness Insurance in place:
Employees can focus on recovery, not financial stress.
Your workplace gains loyalty and trust.
You stand out as a company that truly takes care of its people.
A serious illness can stop life in its tracks.
Without the right coverage, your team could face overwhelming medical and financial challenges. Critical Illness Insurance provides a safety net so they can focus on recovery not bills.
👉 Contact us today to explore your options.
All Assured Solutions