As a concrete contractor, every project comes with its own set of heavy risks from planning and site prep to pouring, finishing, and beyond. One mistake or accident can put your business, equipment, or reputation in jeopardy. That’s why concrete contractor insurance is essential.
Your crew, equipment, and worksites face unique hazards every day. The right insurance ensures that an accident, equipment loss, or liability claim doesn’t stop your business in its tracks:
General liability: Protects against property damage or injuries on your job sites.
Commercial property: Covers your building, storage, inventory, and supplies.
Business auto & fleet coverage: Ensures vehicles—cars, trucks, mixers—are protected on the road.
Hired and non-owned auto: Covers employees’ personal vehicles used for work or rented vehicles.
Mistakes, material defects, or unforeseen errors can lead to expensive claims. Insurance options like:
Professional liability: Protects against errors in your work or design.
Completed operations: Covers work you’ve finished in case something goes wrong later.
Your specialized tools and machinery are essential for every project. Tools and equipment insurance helps replace or repair items that are lost, stolen, or damaged keeping downtime to a minimum.
Even highly specialized contractors benefit from business-wide insurance:
Workers’ compensation: Protects your employees on physically demanding jobs.
Cyber liability: Guards against data breaches and network hacks.
Employment practice liability: Helps cover defense costs and settlements if allegations of discrimination or harassment arise.
Inland marine & builders risk: Optional coverages depending on your specific projects.
Concrete work is heavy, complex, and essential but your insurance shouldn’t be a weak link. With the right concrete contractor insurance, you can protect your projects, your team, and your business so you can focus on building with confidence.
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