Child Care Center Insurance
Protect Your Business So You Can Focus on Caring for Kids
From day one, protect what matters most with child care center insurance so you can focus on caring for kids, not worrying about risks.
Caring for Children Is Your Job, Protecting Your Business Is Ours
Running a child care center means you’re responsible for the safety and well-being of children every day. But along with that responsibility come unique risks. Without the right insurance, one accident or claim could threaten everything you’ve built.
What Risks Does Your Child Care Center Face?
From playground injuries to employee negligence claims, the risks at a child care center are different and often more complex than those at other businesses. Kids are naturally active and accidents happen. Plus, working with young children means you need protection from potential abuse or molestation claims.
How Child Care Center Insurance Protects You
Our specialized insurance policies cover the unique risks you face, including:
General Liability — Covers injuries to children or visitors on your premises.
Student Accident Liability — Helps pay for medical costs when a child is injured.
Abuse and Molestation Liability — Protects your center against claims related to alleged abuse.
Business Auto — For transportation of children in center-owned or employee vehicles.
Employment Practices Liability — Coverage for claims by employees related to workplace issues.
Commercial Property — Protects your building, equipment, and outdoor play areas.
Workers’ Compensation — For employee injuries on the job.
Professional Liability — Protection against negligence claims related to your care services.
Insurance That Matches the Unique Needs of Your Child Care Center
Whether you operate out of a commercial facility or your home, your insurance should reflect your center’s size, services, and risks. From playground equipment to transportation and everything in between, we help build a policy tailored to your needs.
Don’t Let One Claim Put Your Center at Risk
A single injury, lawsuit, or data breach could financially devastate your center. With the right insurance in place, you can protect your business and focus on what matters most caring for the children.
What To Do Next
You nurture and protect every child in your care. Now let us help protect your business.
Contact us today to review your child care center insurance needs. We’ll guide you through the coverage options so you can keep your center safe and thriving.
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