Business Interruption Insurance
Protection Against Business Downtime
When a shutdown hits, Business Interruption Insurance helps cover your income, costs, and comeback.
Protect what you built. Stay strong through any storm
When disaster strikes whether it’s a fire, storm, or sudden utility outage your bills don’t stop, and your payroll still needs to be met. That’s where Business Interruption Insurance comes in.
It’s the financial safety net that helps your business stay afloat when a covered event forces you to temporarily close your doors.
The Problem:
Most business owners are focused on property damage… but what about lost income and ongoing expenses when you're shut down?
We help business owners protect their operations with Business Interruption Insurance, so they’re not stuck paying out of pocket when the unexpected halts business as usual.
The Plan:
Review your business’s risks.
Choose coverage tailored to your operations.
Stay protected and recover faster if disaster hits
Here’s what’s typically covered:
1. Lost revenue during your downtime
2. Mortgage, rent, or lease payments
3. Payroll, taxes, and loan obligations
4. Temporary relocation costs
5. Extra expenses to keep your business running
Bonus Coverage to Keep You Going Strong:
1. Contingent Business Interruption
Your business may be fine—but what if your supplier isn’t? If a key partner suffers a loss, this coverage helps replace lost income tied to their disruption.
2. Extra Expense Insurance
Need to rent a temporary space, hire extra staff, or train people on new equipment? Extra Expense Insurance helps pay for the unexpected costs that come with staying operational during a crisis.
3. Civil Authority Coverage
If a government entity orders your business to close due to nearby damage (not your own), this coverage steps in to help replace lost income for a limited time.
4. Utility Services Coverage
If your business loses power, water, or gas whether from a public or private source — you may be eligible for compensation to cover lost revenue and costs tied to the outage.
The Success:
Instead of scrambling to stay afloat, you’ll have coverage that helps you weather the storm, keep your team paid, and get back to business sooner.
Let’s make sure your business can bounce back quickly no matter what comes your way.
Contact us today to explore your business interruption coverage options.
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