Professional Services Insurance

Get protection for your service-oriented business.

Professional services insurance that covers liability, errors and omissions, and operational risks to safeguard your business.

Protect your business in service-based industries

If your business provides personal or specialized services like wedding photography, beauty and spa services, financial advice, estate planning, or business consulting — professional services insurance helps safeguard your business when unexpected events occur. This coverage is essential whether you operate a small business or a larger-scale operation.

Insurance solutions tailored for your services

When choosing your policy, consider commercial property, general liability, and business income insurance that match the size and scope of your business. These coverages help protect your investment, ensure continuity, and provide peace of mind.

What does professional services insurance cover?

Coverage can vary depending on your policy, but typically includes:

  • Errors & Omissions (E&O) Liability – Protects you if a client claims your service caused financial loss or harm.

  • Malpractice Insurance – Specifically for medical professionals or specialized advisory services.

Do you need professional services insurance?

Assess your industry’s risk level and potential for client lawsuits. Without the right coverage, you may be responsible for legal costs and damages out of pocket, which can be financially devastating.

How much does it cost?

Policy cost depends on multiple factors, including:

  • Your profession and industry

  • Risk level for your line of work

  • Business location

  • Size and scale of operations

Why proof of insurance matters

Many clients require proof of insurance before signing contracts. Having coverage in place:

  • Protects your business financially

  • Builds credibility and trust with clients

  • Demonstrates professionalism and responsibility


Professional services insurance ensures you can focus on delivering quality services while protecting your business from the unexpected.

Ready to secure your business? Contact us to explore your coverage options.

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